charles schwab ac144

As noted above, extended hours trading involves special risks, and it may not be appropriate for all investors. Schwab can change the eligibility criteria for Cash Features on advance written notice to affected clients, or make certain Cash Features available to clients that do not otherwise meet published criteria. We also may reject any instruction that is not confirmed in accordance with any other security procedure that you and we agree upon. You agree and acknowledge that Schwab will earn interest beginning on the date your Account is debited and ending on the date the check is presented for payment, the timing of which is beyond the control of Schwab. Schwab may facilitate the trading of a fraction of a share of a security ("Fractional Share"), and subsequently hold Fractional Shares in custody in your account. We may process any payment order we believe is transmitted or authorized by you if we act in compliance with the agreed upon security procedure. This is the case regardless of whether you reside or transact business with Schwab in California or elsewhere, except that arbitration provisions shall be governed by the Federal Arbitration Act. Please call Schwab or visit our website for our current margin requirements. Any attempt you make to cancel an order is simply a "request to cancel." Further information will be furnished upon request. If you or Schwab designate a new Cash Feature after the close of business or on a non-Business Day, your Free Credit Balances will be invested or deposited into your new Cash Feature after the close of business on the next Business Day, and generally will begin earning dividends or interest on the Business Day following the next Business Day. If, on any given day, the accrued daily dividend for your SchwabSweep Money Fund as calculated for your Account is less than half of one cent ($0.005), your shares will not earn a dividend for that day. You agree that you are responsible for all costs, including the cost to repurchase or resell stock, if you buy/sell/transfer/deposit stock that is later found to be restricted or nontransferable. Such terms and conditions, when accepted by you as indicated either by your actions or express acknowledgment, become part of your Account Agreement with Schwab, and you agree to abide by the requirements of those terms and conditions. For margin balances of $500K and above, please call us at1-877-752-9749for more information about our latest rate offers. Click Message Center (under the Services tab), and then click Upload Document. You agree that you are also solely responsible for any tax consequences associated with the removal of the Non-Publicly Traded Security from your Account. The Federal Reserve Board and various stock exchanges determine margin loan rules and regulations. Schwab requires identity verification on new accounts before allowing certain money movements. SIPC Coverage. When you purchase securities on a cash basis, you agree to pay for the securities by settlement day. Login | Charles Schwab Some jurisdictions do not allow limitations on how long implied warranties last, the exclusion or limitation of incidental or consequential damages or the exclusion of certain implied warranties, so that these disclaimers and limitations may not apply to you. Any review performed by Schwab will solely be for its benefit in determining its ability to hold and service the Non-Publicly Traded Security. We assume no responsibility to detect errors in your instructions (e.g., duplicate transfers), even if we may take certain actions from time to time to do so. The existence of a Non-Transferable Security in your Account may be noted with a notation of "N/A" for the value of that position on your account statements. We may treat such fees as a debit to your Schwab Account and deduct the amount of these fees from any credit balance in your account. As a result of increases in your daily adjusted debit balance, the collateral held in your account can become insufficient. Learn more Could a professional trustee help you achieve your goals? Open an Account Intro | Charles Schwab Day Trading can be very risky and is not appropriate for customers with limited resources, limited investment or trading experience, or a low risk tolerance. Orders May Not Be Manually ReviewedYou understand and acknowledge that when you place orders using Schwab's Electronic Services, those orders may be sent directly to an exchange without being viewed by an individual Schwab representative. In computing the cash balance of your account at the time it is closed, we reserve the right to deduct any unpaid fees or charges (including account service fees), a certificate processing fee or other charges related to closing your account. In voluntary reorganizations, instructions you give us will only be applied to your whole shares. You agree to reimburse us for any costs, losses, indemnity claims, or damages that we incur in connection with your request to amend or cancel a payment order. Provide information about you and your account to consumer and credit reporting agencies and collection agencies. By authorizing Schwab to charge a debit or credit card, you are authorizing Schwab or its respective designated representatives or agents to automatically continue charging that card (or any replacement credit card account if the original card is renewed, lost, stolen or changed for any reason by the credit-issuing entity, and such entity informs Schwab of such new replacement card account) for all fees and charges associated with your transactions or the products or Services you receive. Any notice we send to one account holder will be notice to all account holders. You agree that you will not use the Information for any unlawful purpose. The payment order is the instruction you give us regarding a wire transfer. You agree to pay or receive the prevailing market price at the time your market order was executed, even if the execution market price is significantly higher or lower than you anticipated at the time you placed the order. Removal of Non-Publicly Traded Securities From Your Account. You will not furnish the quotes to any person or entity other than an officer, partner or employee of your business. Charles Schwab Client Center. Schwab offers a number of account types, service features and benefit packages, each of which is referred to as a "Service" for purposes of your Account Agreement. Each Third-Party Beneficiary is entitled to rely upon all rights, representations, warranties and covenants made by you in this ESA to the same extent as if each Third-Party Beneficiary was a party to this ESA with respect to their own Information or Research Reports. The prices of securities traded in extended hours trading may not reflect the prices either at the end of regular trading hours, or upon the opening the next morning. If the market value of a security drops below Schwab's per-share minimum, the margin maintenance requirement will be 100%. If you intend to send funds to settle securities transactions, we must receive these funds on the Business Day before the Settlement Date to prevent an automatic redemption. If a mutual fund declines to accept your order for execution at the price next calculated after our deadline because we did not place the order with the fund by a specified time, Schwab reserves the right, but is not obligated, to place your rejected order with the fund for execution at the price next calculated by the fund after its acceptance of the order. The term "Electronic Services" includes all of Schwab's computer, telephonic, facsimile, email or wireless services or systems. You are responsible for all debits, costs, commissions and losses arising from any actions we must take to liquidate or close transactions in your Schwab Account, or from your failure to make timely good delivery of securities. Any loss or theft of your access number(s), password(s) and/or account number(s); Any unauthorized use of any of your access number(s), password(s) and/or account number(s), or of the Electronic Services or any Information; Any failure by you to receive a message that an order initiated by you through the Electronic Services has been received and/or executed through the Electronic Services; Any failure by you to receive accurate written confirmation of an order or its execution within five Business Days after entering the order through the Electronic Services; Any receipt of confirmation of an order that you did not place, or any similarly inaccurate or conflicting report or Information. Schwab Bank Investor Savings account 0.48% APY* 1 Get a competitive yield regardless of your balance and keep your liquid savings growing. Normally, issuers make news announcements that may affect the price of their securities after regular trading hours. Schwab will notify you in writing of changes to the terms of the Cash Features, changes to the Cash Features we make available, or a change in the Cash Features Program prior to the effective date of the proposed change.

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